1. Introduction

Welcome to Buffalo Credit Solutions ("we," "our," "us") website. These Terms and Conditions govern your use of our website. By accessing or using this website, you agree to comply with these Terms and Conditions in full. If you disagree with any part of these Terms and Conditions, you must not use our website.

2. Use of the Website

Eligibility
By using our website, you represent and warrant that you are at least 18 years old and are legally capable of entering into binding contracts.

License
Buffalo Credit Solutions grants you a limited, non-exclusive, non-transferable, and revocable license to use our website for personal, non-commercial use only. All rights not expressly granted to you are reserved by Buffalo Credit Solutions.

Restrictions

• Use our website for any unlawful purpose or in a way that could damage, disable, overburden, or impair the website.
• Attempt to gain unauthorized access to any part of the website or its related systems or networks.
• Use any automated system or software to extract data from our website for commercial purposes.

3. Intellectual Property Rights

All content, including but not limited to text, images, graphics, logos, and software, on our website is the property of Buffalo Credit Solutions or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of any content on our website without our prior written consent.

4. Disclaimer of Warranties

The website and its content are provided on an "as-is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the website or the content, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Buffalo Credit Solutions does not guarantee that the website will be secure, error-free, or available at all times.

5. Limitation of Liability

To the fullest extent permitted by law, Buffalo Credit Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the website or the content, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising from your use of the website shall not exceed the amount paid by you, if any, for accessing the website.

6. User-Generated Content

If you submit any content to our website, including but not limited to comments, reviews, or feedback, you grant Buffalo Credit Solutions a non-exclusive, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, and distribute such content in any media.

You represent and warrant that any content you submit does not infringe upon the rights of any third party and does not contain any unlawful, threatening, or defamatory material.

7. Privacy

We respect your privacy and are committed to protecting your personal information. Please review our Privacy Policy for details on how we collect, use, and protect your data.

8. Text Messaging Disclosures

You agree that if you provide consent to receive text messages (SMS and/or MMS), we may send text messages to communicate account statuses, account updates, account balances due or past due, reminders, and alerts.

Message and data rates may apply. Message frequency may vary based on account activity.

For assistance, reply HELP to any message you receive or contact us at 855-555-5555 or info@buffalocreditsolutions.com.

You may opt out at any time by replying STOP to any message. If your device does not support MMS, multimedia messages may be delivered as SMS. Wireless carriers and our service providers are not responsible for delayed or undelivered messages.

9. Links to Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk.

10. Termination

We reserve the right to terminate or suspend your access to our website at any time, without notice, for any reason, including but not limited to your violation of these Terms and Conditions.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which we are headquartered, without regard to its conflict of law principles.

12. Changes to the Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. Any changes become effective immediately upon posting to this website. Your continued use of the website constitutes acceptance of the revised Terms and Conditions.

13. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us.

Privacy Policy

Your privacy is important to us. To learn how Buffalo Credit Solutions collects, uses, stores, and protects your personal information, please review our Privacy Policy .